ZTBL Tractor Loan Scheme Procedure
Advertisements

A complete guide for Zarai Taraqiati Bank Limited  ZTBL Tractor Loan Scheme 2021. ZTBL Tractor Loan is continued since long time in Pakistan. ZTBL tractor financing helped farmers to get their own tractor against pledging agriculture land. Tractor loan from ZTBL consists on a complete file of procedure. 10 years ago Zarai Bank financed a handsome number of tractors in Pakistan by tractor loan subsidy.

From Last 7 years, ZTBL tractor loan scheme has reduced the number of tractors financing. The reason behind this is buying power of farmer or customer has increased. So cash business boosted in tractor industry. Commercial Banks like HBL, Bank AL Habib, JS Bank, BOP, NBP are also financing tractors loan. In ZTBL agriculture loan, ZTBL Tractor Loan Scheme is always preferred because every farmer used to get a tractor from it.

If you want to know how to get tractor loan in Pakistan carefully read the instructions given below. Zarai Taraqiati Bank limited loan for tractors has some advantages on other commercial banks loaning. Currently ZTBL tractor loan scheme in Pakistan are Kissan Dost Scheme (KDS) and Sada Bahar Scheme (SBS). Zarai Taraqiati Bank Limited tractor scheme requirements and eligibility criteria is as follows.

Check Also: Tractor Subsidy Scheme 2020-21

ZTBL Tractor Loan Scheme Procedure


ZTBL Tractor Loan Scheme Step by Step:

Requirements for ZTBL Tractor Loan Scheme :

  1. Borrower’s CNIC Copy
  2. Passport Size Photos 4 Nos.
  3. Agricultural land required minimum 5 Acres for small HP tractor
  4. Minimum 12 acres agricultural land for higher HP tractor.
  5. Zarai Pass book
  6. Jama bandi, Khsra Gardawari
  7. Average crop yield (Aost Bay)
  8. CIB report, (no bank defaulter)

Terms & Conditions:

1. Tractor Loan Guarantee:

Registration of tractor will be joint on bank and customer name. Customer will have to transfer his agriculture land on bank’s name.

2. Mark up rate Percentage:

ZTBL tractor loaning markup rate is 19.50%

3. Maximum Loan amount:

Rupees 10 Lac (Rs. 1,00,0000/-)

4. Leasing Duration:

5 or 7 Years

5. Down Payment:

10% of total loaning amount

6. Loan application charges:

2% of total loan amount

7. Other charges:

Tractor registration, 1% Insurance fee and demand draft charges.

8. Installments Period:

After every 6 months.

Stepwise Procedure to avail ZTBL Tractor Loan Scheme 2021:

  1. ZTBL Bank will open your account in respective branch
  2. Get quotation of required tractor model from dealer of tractor company (, Millat Tractors Massey Ferguson, Belarus/Russian Tractor, IMT)and come into branch
  3. Only locally made tractor are eligible for tractor loan
  4. Get Loan application file after approval of ZTBL branch manager
  5. Bank will start process of transferring your agri land on bank name
  6. After land pledging pay loan application fee, down payment and registration charges.
  7. After loan sanction bank will issue supply order of required tractor to respective company
  8. Tractor company will issue intimation letter mentioning tractor delivery date
  9. Now bank issues demand draft DD of tractor price to company for tractor delivery
  10. Company will deliver tractor on mention date in intimation letter
  11. Now pay delivery charges to company dealer and get your tractor way to home
  12. Happy getting tractor loan 🙂

Eligible Tractor Companies for tractor Loan:

NH 480 – NH Ghazi – NH 640 – Nh Dabung – NH 70-56

MF 240 – MF 350 – MF 260 – MF 360 – MF 375 – MF 385

510 – 510.2 – 80.1

IMT 549 – IMT 565 – IMT 577

Check Now: All Tractors Prices

37 Comments

  • Absar

    3 years ago / April 19, 2018 @ 6:19 pm

    One fit 480 gazi tracktor require

  • azhar abbas

    3 years ago / April 27, 2018 @ 12:41 am

    i want to bay tarctor kia ap detail day saktay han

  • azhar abbas

    3 years ago / May 2, 2018 @ 7:12 pm

    i want massy 385 how parice totol cast bank and other paric

  • M.Afzal wattoo.

    3 years ago / October 14, 2018 @ 5:52 pm

    Im M Afzal wattoo.im farmer.ap nai jaisay ztbl ki tareef ki hay ztbl iss k ber aks kaam kerta hay chotay 5.10.aikar zameen k malik ko tractor daina bnk or apni toheen samghtay hain.main 3 saal say ztbl main tractor lainay ki koshish main hun laikn ztbl walay qareeb bhi ni aanay daitay .my area bnk ztbl branch choak bherpoor shah .haveli lakha okara..

    • Fakhar

      2 years ago / January 19, 2019 @ 2:12 am

      Good
      And 10 persent cash amount bhe account main phasa lety hain
      Matlb ager 10 lakh ka loan kiya hy
      To 1 lakh un ky pass security ky tor pr rakhna pare ga
      Matlb 9 lakh de kr 10 lakh ka intrest wasool karty hain

    • Abubakar

      2 years ago / July 22, 2019 @ 5:44 pm

      Contact us we deliver tractor with in 15 days.

      • umar

        1 year ago / November 1, 2019 @ 11:01 am

        I need this.

      • Muhammad Ali

        11 months ago / June 5, 2020 @ 12:11 am

        Your contact number please

      • Bilal Malik

        10 months ago / June 26, 2020 @ 8:24 pm

        Contact number please i want to buy imt 577 tractor

      • Minhas aslam

        10 months ago / June 26, 2020 @ 9:56 pm

        Mjy al ghazi 480 power staring ki detail chaeye installment py

      • Asim

        10 months ago / June 28, 2020 @ 10:43 pm

        Hello abubakar can you please share your contact details or can you please call me at if I didn’t respond your calls please leave a text I will surely call you once I feel free thank you.

        Regards,
        M. Asim

  • M afzal wattoo

    3 years ago / October 14, 2018 @ 5:55 pm

    Ztbl .choak bhepoor shah .main branch haveli lakha.dist okara.chotay kisaano ko nazdeek bhatkanay bhi ni daitay.or tractor loan to bauht badi baat hay

  • salman

    2 years ago / January 1, 2019 @ 11:12 am

    AoA
    I want purchase tractor but i purchase land in tekha.

  • adnan khan

    2 years ago / March 13, 2019 @ 4:37 pm

    zTBL tractor loaning markup rate is 14.80% it’s will be charge on start to end tenure or yearly and monthly basses. Please give imformition about it
    thanks

  • Khurram ijaz

    2 years ago / April 12, 2019 @ 4:19 pm

    I want to buy al ghazi 480 tractor. Can you givr me all details by email please? My land is 4 acer… can we eligible or no?

    • Asim

      10 months ago / June 28, 2020 @ 10:46 pm

      Brother I am not banker but sorry you are not eligible anyways you can call me at if you are interested I will try to get some help for you to get your required tractor.
      Instead of stucked with bank I would recommend you to please sit with your neighbours and buy a tractor for both of your lands.

  • Abdul jabbar

    2 years ago / May 10, 2019 @ 4:34 pm

    Dear sir how much felid plj for 375caban trecktor and prices with mark up
    Abudul jabbar marot

  • Shafiq

    2 years ago / May 11, 2019 @ 12:25 pm

    Can two man jointly get 1 tractor

  • Abdul basit

    2 years ago / July 5, 2019 @ 4:39 pm

    Tell me about how to contact u.and how to start procedure to get tractor

  • Waqar chattha

    2 years ago / September 13, 2019 @ 6:16 pm

    MF385 how much it cost with percentage 3 year plan

  • Ameer ali senharo

    2 years ago / October 3, 2019 @ 8:06 am

    I want Belarus tractor through zarai bank tando allahyar branch.

  • Ali Abbas

    1 year ago / December 6, 2019 @ 10:46 am

    I am interested and like MF 385 . My land is 7 acr .can I received tractor and what total price of tractor

  • Sultan Mahmood

    1 year ago / January 24, 2020 @ 3:28 pm

    I require a tractor without pledging land as I have no land of my own instead I offer my salary slip for the purpose of guarantee.am I eligible ? My take home salary is 50000

    • Abid Hussain

      10 months ago / June 5, 2020 @ 3:03 pm

      Kindly sir I am a govt servant .I need massey Ferguson 250 .I have salary slip of 48000.can I eligible for this scheme

  • Umar

    1 year ago / February 4, 2020 @ 1:37 pm

    Please update latest rates and markup scedule. Its old and missleading

    • admin

      1 year ago / February 6, 2020 @ 9:52 am

      Thanks for your feedback. Please check and suggest.

      • Akhtar

        1 year ago / March 29, 2020 @ 5:27 pm

        All loan will be issued after currption by mco then you will be able for loan

  • Mumtaz ahmad

    1 year ago / March 11, 2020 @ 8:26 am

    I need massey 385

  • Muhammad ramzan

    12 months ago / April 29, 2020 @ 4:54 am

    I need tractor Al Gazi HP 640

    Please tabilate the complete breakup of payment including markup for 5 years period.

  • Asif Ali

    11 months ago / May 10, 2020 @ 1:21 pm

    me ztbl sy 240 trktar lena chata ho kia ezi mel skta h

  • Nadeem

    11 months ago / May 25, 2020 @ 2:25 am

    I want fiat 480

  • Dilawar husain

    11 months ago / June 3, 2020 @ 1:17 pm

    I need tractor 385 please tabilate the complete breakup of payment including markup for 7 years period

  • asdf

    9 months ago / July 14, 2020 @ 12:43 pm

    i need belarus 510 price please

  • Imran Ahmad

    8 months ago / August 19, 2020 @ 10:05 am

    Kia tractor Ka mark up Kam howa hai? Interest rate for New budget 2020?

  • Kaleem Ullah

    4 months ago / December 2, 2020 @ 3:52 pm

    Main bank say trector layna chata hon Mera 4aikar raqba hai kia mnjy mil jay ga

  • TAHIR Aftab

    4 months ago / December 17, 2020 @ 1:58 pm

    ZTBL
    Wly koi kaam bhi time pay karte sirf un ka ka kaam hota hai Jo in ko janta ho

  • Misbah ur Rahman

    2 months ago / February 9, 2021 @ 8:07 pm

    AOA.Massey ferguson -240 total price

Leave a Reply

Leave a Reply

Your email address will not be published. Required fields are marked *